The first few months of retirement can feel incredible — like a permanent vacation. But eventually the novelty fades, and the bigger question becomes: what do you actually want your life to look like? Ashley explains why planning your lifestyle matters just as much as planning your money.

👉 Watch the full video above for more retirement moves to make before 2026: https://youtu.be/XnSs3cGl0DA
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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** Did you watch the first 5 critical moves to get right if you're planning to retire in 2026? Watch it here: https://youtu.be/iQIhVdCqDzs **

Retirement isn’t just about hitting a number — it’s about making sure your life, investments, taxes, and finances are actually set up to support the transition.

Ashley walks through five additional retirement moves that become especially important as you approach retirement in 2026. From emergency reserves and investment risk to taxes, lifestyle planning, and simplifying your finances, these are the areas that often get overlooked until they become problems.

A lot of retirement mistakes don’t happen because people failed to save. They happen because people don’t adjust their strategy as retirement gets closer. The years leading into retirement require a different mindset — one that focuses more on flexibility, risk management, and long-term sustainability.
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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Debt looks very different once the paycheck stops. Ashley explains why carrying a mortgage, car payments, or credit card debt into retirement can significantly reduce flexibility — and why eliminating major expenses before retirement may matter more than people realize.

👉 Watch the full video above for the full list of retirement moves to make before 2026.
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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What people think they spend and what they actually spend are usually very different. Ashley explains why the transition from earning a paycheck to spending from your assets can be surprisingly difficult — especially for people used to higher income and higher spending.

👉 Watch the full video above to avoid one of the most common retirement planning mistakes.
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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Before you retire, you need a clear answer to one question: can your money actually support the retirement you want long-term? Ashley explains why retirement planning is more than a quick calculator — and why getting this wrong can become very expensive over time.

👉 Watch the full video above for the 5 critical retirement moves to make before 2026.
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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If you’re planning to retire in 2026, the next 12 months matter more than you think.

Ashley breaks down five critical decisions that can dramatically impact your retirement — from Social Security timing and spending habits to debt, housing, and making sure your plan can actually support the lifestyle you want long-term.

A lot of retirement mistakes don’t show up immediately. They show up 10 or 15 years later when flexibility disappears. That’s why the years right before retirement are so important for getting intentional about your income, expenses, taxes, and long-term plan.

Whether you’re already set on retiring next year or just getting close, this video walks through the key areas you should be thinking through now — before the transition happens.

🕒 Chapters
0:00 The 5 critical retirement moves for 2026
0:52 1. Make sure you can actually afford to retire
04:01 2. Create a realistic retirement spending budget
05:16 3. Build a thoughtful Social Security strategy
07:05 4. Eliminate debt before retirement
08:21 5. Decide where you want to live in retirement
10:29 Retirement is more than money
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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Compared to Boomers, Gen X is far more likely to carry mortgages, credit cards, and other debt into retirement. That means less flexibility and more of their income already spoken for. It’s one of the biggest structural differences shaping how retirement will actually look.

👉 Watch the full video above to understand how this impacts your plan.
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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Gen X is actually doing a lot right — about 80% are consistently saving for retirement. But confidence is a different story. Many still feel behind and worry about running out of money, which says a lot about how uncertain retirement feels right now.

👉 Watch the full video above to see what’s driving this gap.
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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Gen X is approaching retirement in a very different position than baby boomers. The strategy isn’t the same — how you save, spend, and live in retirement has to adjust. The good news is this generation is built for it, with a level of independence and resilience that matters more than ever.

👉 Watch the full video above to understand how Gen X retirement is changing.
_____________________________
Thanks for watching! Want to hear more? Check out my daily podcast: Retirement Quick Tips wherever you listen to podcasts:

::: Podcast website: https://retirementquicktips.com/
::: Apple Podcasts - https://apple.co/2DI2LSP
::: Spotify - https://bit.ly/3KCQakz
::: iHeart Radio - https://bit.ly/3ViRNc4

Get a daily dose of retirement advice with the Retirement Quick Tips podcast! Each episode is 3-5 minutes long and jam-packed with actionable advice to help you live a financially secure and fulfilled retirement.

_____________________________
Get in touch:
Ashley Micciche, QPFC, CRPC, CeXP
CEO, True North Retirement Advisors
https://www.truenorthretirementadvisors.com

Disclosure: https://truenorthretirementadvisors.com/disclaimer/

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